System Architecture

On-chain Securitization

The Neovestor Platform utilizes blockchain technology to modernize the traditional process of securitizing real-world assets (RWAs). By pooling multiple assets together, the platform allows investors to finance the pool as a whole rather than each individual asset. This method simplifies the investment process and enhances liquidity, reflecting established practices in traditional finance but augmented by the added transparency and efficiency that blockchain technology provides.

Tokenization and Asset Share Representation: Upon the onboarding of an asset to the Neovestor Platform, it is tokenized into digital tokens that represent shares of the asset within the investment pool. This tokenization process is pivotal, as it converts real-world asset values into digital tokens that investors can purchase, hold, and trade. Each tokenized asset is meticulously assessed and priced, and these tokens are then integrated into the pool where they represent a proportional share of the overall asset pool's value.

Solana Blockchain for RWA:

The Solana blockchain provides a robust foundation for the Neovestor Platform, offering significant advantages tailored to the needs of real-world asset management and securitization:

• Enhanced Performance: Solana's ability to process thousands of transactions per second at low cost ensures that the platform can operate efficiently even at high transaction volumes.

• Scalability: Solana's architecture supports an expanding number of transactions and interactions, crucial as the platform grows and more assets are tokenized and managed.

• Security and Reliability: Frequent updates and a strong community of developers ensure that Solana remains secure and capable of supporting the latest in blockchain technology and security standards.

Technical Implementation of Tokenization:

• Smart Contract Deployment: Utilizing the Solana blockchain, smart contracts are written and deployed to handle the tokenization process. These contracts are responsible for generating tokens that represent the pooled assets, managing the distribution of these tokens to investors, and handling the ongoing management of asset values within the pool.

• Asset Valuation and Pricing: Before token issuance, each asset undergoes a rigorous valuation process to determine its market price, which influences the pricing of the issued tokens. This valuation is periodically updated to reflect current market conditions, ensuring that the token prices remain fair and accurate.

• Yield Distribution Mechanism: Instead of traditional debt repayment models, the platform incorporates a yield distribution mechanism where token holders receive periodic payouts derived from the performance of the underlying assets. These distributions are typically made in a stablecoin like USDC, providing regular income to token holders.