Fundraising Process
Fundraising Process for RWA Single Asset Offering
End-to-End Workflow for Tokenized Real-World Asset Investment
Pre-Launch Preparation
Asset Selection & Due Diligence
Identify and vet the RWA (e.g., real estate, private loan, infrastructure project).
Conduct legal, financial, and technical audits (e.g., property appraisal, borrower credit checks).
Define asset-specific terms: APY, maturity period (e.g., 60–96 months).
Legal Structuring
Draft investment agreements, prospectus, and regulatory filings compliant with local securities laws.
Establish an SPV (Special Purpose Vehicle) or trust to hold the RWA, ensuring bankruptcy remoteness.
Tokenization & Smart Contract Development
Mint SPL tokens on Solana representing fractional ownership.
Build on-chain programs for subscription, yield accrual, and redemption.
Conduct third-party smart contract audits.
Investor Onboarding
KYC/AML Compliance
Verify investor identities via regulated providers (e.g., Chainalysis, Sumsub).
Restrict participation to eligible jurisdictions.
Whitelisting
Open a whitelist for early-bird investors (optional).
Subscription Period
Process:
Investors deposit stablecoins (e.g., USDC) into a designated Solana program address.
SPL tokens are minted 1:1 against deposits (e.g., 1 token = $1 NAV).
Tokens are locked until maturity; no secondary trading permitted.
Hard Cap:
Set a maximum fundraising target (e.g., $5M). Oversubscribed allocations are prorated.
Fund Deployment & Asset Activation
Asset Acquisition
Transfer funds to purchase/activate the RWA (e.g., close on a property, disburse a loan).
Update on-chain registry with ownership details.
Escrow & Custody
Use institutional custodians for digital assets.
Record liens or collateralization on-chain for loans.
Active Management & Yield Distribution
Income Collection
Automate rent, interest, or dividend payments into a Solana treasury.
Convert non-stablecoin income to USDC.
Yield Distribution
Distribute yields monthly/quarterly via smart contract-triggered USDC transfers.
Maturity & Redemption
Pre-Maturity Preparation
Notify investors 30 days before maturity via email/dashboard alerts.
Begin asset liquidation (if required) to ensure liquidity.
Redemption Process
Investors burn SPL tokens to redeem principal + final yield in USDC within 14 days.
Dissolve SPV/trust post-redemption.
Post-Maturity Actions
Objective: Conclude the offering and manage post-investment obligations.
Asset Liquidation (if applicable):
Sell the RWA via auctions or private sales; distribute proceeds pro-rata.
Disclaimer: Investing involves risk, including potential loss of principal. This product is not FDIC-insured. Past performance does not guarantee future results. Consult a financial advisor before investing.
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